Is Home Depot credit card a Mastercard?
Is Home Depot credit card a Mastercard?
The Home Depot Consumer Credit Card is an in-house store credit card offered by the home improvement retailer. It does not carry a Mastercard or Visa logo. That means that you can use it only for purchases at your local The Home Depot store or through the retailer’s app and website.
What is the highest credit card limit for Home Depot?
Why Is This Card So Popular? What Does It Give Me? The Home Depot Project Loan gives cardholders an extremely large line of credit (up to $55,000), 6 months to make purchases, and up to 9.5 years to pay it all off.
What credit score is needed for a Home Depot consumer card?
640 or higher
A FICO® Score of at least 600 is recommended to apply for The Home Depot Consumer Credit Card, and a score of 640 or higher gives you better approval odds. Applicants who get this card usually have scores in the fair credit or good credit range.
Is Home Depot credit card through Citibank?
The Home Depot Consumer Credit Card, issued by Citi, charges no interest for the first six months on purchases of $299 or more. During special promotional periods, you may qualify for up to 24 months of no interest on certain larger purchases.
Does Home Depot do a hard credit check?
Unlike Bank of America, Home Depot runs a HARD credit inquiry which showed up immediately on Credit Karma.
Is Home Depot card a credit card?
Home Depot offers two credit cards for consumers. The basic Home Depot credit card offers a promotional 0% interest rate; after that, the annual percentage rate (APR) ranges from 17.99% to 26.99%.
What credit bureau does Home Depot pull?
The common credit bureau used by Home Depot is Equifax, Experian, and TransUnion. These bureaus check the eligibility of customers to avail of store credit.
Which credit bureau does Home Depot use?
Credit system The common credit bureau used by Home Depot is Equifax, Experian, and TransUnion. These bureaus check the eligibility of customers to avail of store credit.
Who does Home Depot pull for for credit card?
The Home Depot uses a number of bureaus to offer credit card service to its customers. The common credit bureau used by Home Depot is Equifax, Experian, and TransUnion. These bureaus check the eligibility of customers to avail of store credit.
How long does it take to get approved for Home Depot credit card?
within 14 days
Whether you apply online or in person, the approval process usually takes place on the spot, and you will receive your card within 14 days. In the event the Home Depot can’t provide an instant credit decision, you’ll be notified within 30 days by U.S. mail to advise you of your application status.